According to Khabaronline news agency, in a report, Gholam Hossein Mohammadi, the head of the Social Security Organization, announced the activation of pensioners’ wallets on November 20. According to him, retirees can use their next month’s salary during the month and don’t have to wait for the pension to be deposited at the usual time. Mohammadi has also predicted that the implementation of this plan will increase the purchasing power of retirees by 10%.
How does this plan increase purchasing power?
One of the most important criticisms of the audience is the claim of a 10% increase in purchasing power. Some retirees say that if the wallet credit is to be financed from their next month’s salary, where exactly will the increase in purchasing power come from?
Mozafar Tahmasabi wrote in one of his comments: “Will the purchasing power of retirees increase by 10% with the wallet?” Is it possible? From where?” Hossein Akbari also asked: “Can you show how this will increase the purchasing power of retirees by ten percent?” Another audience wrote: “When their salaries are going to be reduced, not only will their purchasing power not increase, they will also be deprived.”
These comments indicate that the audience differentiates between earlier access to salaries and actual increases in income and demand a clear explanation of the origin of this increase in purchasing power.
Worrying about the advance of next month’s salary
Part of the audience considers the wallet not a new financial support, but a way to use the next month’s income earlier; A move that they believe may cause the retiree to face more cash shortages in the next month.
One of the users wrote in a critical tone: “The plan to pre-empt rights means more poverty.” Another audience also says: “What happens if you put our own money in your wallet?”
Another comment states: “What’s the use of a wallet when there’s no money in it.” “Retirees want a salary increase, not a change in payment methods.” Among the comments, the demand for salary increase can be clearly seen. Some audiences believe that changing the pension payment method cannot replace the increase in income and compensation for the pressure of living expenses.
One of the users clearly wrote: “Increase the salary, these things are useless.” Referring to the necessary expenses of the retirees’ lives, another person wrote: “What is the use of a wallet for a retiree who has to use this small salary to pay rent, medicine and doctor, water and electricity bills, pay installments, he can use a wallet, especially a retiree who has certain diseases.”
This comment points to one of the main concerns of minimalist retirees: a large part of the pension is spent on rent, medical care, bills and installments before reaching the halfway point of the month, leaving little time to use credit tools.
Worrying about implementation problems and credit acceptance in stores
Not all criticisms are aimed at the original plan. Some audiences are not against the implementation of the wallet, but they doubt the possibility of actually using it and accepting credit in stores.
One of the users who brought up the experience of using the purchase credit wrote that after visiting several stores, none of them were able to cash the credit or were unwilling to do so, and he returned home without buying after a few hours of delay. This audience further expressed the hope that the new wallet can be used like cash and retirees will not face any problem to buy daily necessities.
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